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@mitchconner @coolboymew @nimrod @LoliHat the problem actually wasn't anything legal, it was literally I don't have enough money to pay my accountant to put together the business records insurance companies are asking for to charge me more money.

I just shopped around and get a contractor specific insurance company to give me a new policy. So, all is well that ends well.

Sort of...I still have to fight about work comp at some point and guess will just have to pay $400/month per employee when we get to that so that's HECKIN CUTE. but whatever. It is what it is.